Purchase a home
Discuss first-home, next-home, and investment-property financing based on your needs.
Loans & financing · TAXMA FINANCIAL CENTER
Your plans.
Your possibilities.
The right financing conversation starts with your plans. Whether you are buying your first home, refinancing, or exploring an investment property, connect with Maria to understand the options and requirements for your situation.
YOUR REAL ESTATE & LENDING CONTACT
Real estate: AREG · Maria Davalos, California Real Estate Broker
California DRE #01777691
Mortgage contact: Maria Davalos · NMLS #2181805
Home financing
A conversation for every next chapter.
Refinance your home
Explore a rate-and-term or cash-out refinance conversation and the information needed to review your options.
Explore another loan need
Ask Mary about your specific loan request. Availability, terms, and the application requirements depend on the loan program.
Programs to discuss
Explore your home loan options.
Conventional
FHA
VA
USDA
Jumbo
First-time buyers
Down payment assistance
DSCR for investors
Bank statement programs
ITIN programs
Rate-and-term refinance
Cash-out refinance
Programs shown are options to discuss, not an offer or approval. Eligibility, program availability, and underwriting requirements apply. References to FHA, VA, USDA, or other government programs do not imply government affiliation or endorsement.
How it works
From your goal to your next step.
Tell us about your plans
Answer the application questions or contact Mary to discuss the type of financing you need.
Review the information together
Mary will explain the information and supporting documents needed for the available programs.
Confirm the next steps
Follow the instructions provided for your application and any required lender disclosures.
Understand your options
Before you
take the next step.
Does submitting my information approve a loan?
No. Financing depends on application review, verification, underwriting, available programs, and lender approval. Submission is not a rate lock or commitment to lend. Review the applicable Loan Estimate and transaction disclosures before deciding to proceed.
Will the website pull my credit?
This website does not automatically obtain a credit report. Your lending professional will explain any separate authorization and credit-review steps required for your transaction.
What should I compare when choosing financing?
Compare the interest rate and APR, closing costs, monthly payment, term, mortgage insurance, and any changing-rate or prepayment features. A lower payment alone does not establish a lower total cost.
Do I have to agree to marketing texts?
No. Marketing and text choices are optional, start unchecked, and are not a condition of applying, purchasing services, or obtaining a loan. Read messaging terms.
Meet your loan contact
Maria Davalos
Broker
DRE #01777691 · NMLS #2181805
Loans are subject to credit approval, underwriting requirements, program eligibility, and availability. Rates and terms may change. This is not a commitment to lend.
Areas we serve
Serving clients
across California.
TAXMA FINANCIAL CENTER serves clients in the California communities below. Contact one of our three offices to discuss your needs and available services.
- DelanoCalifornia
- FresnoCalifornia
- Los AngelesCalifornia
- Los BanosCalifornia
- Orange CountyCalifornia
- OxnardCalifornia
- SalinasCalifornia
- San DiegoCalifornia
- San FernandoCalifornia
- San JoseCalifornia
- Santa MariaCalifornia
- WatsonvilleCalifornia
Our office locations are Taft, Shafter, and Bakersfield.
Contact a TAXMA office ↗Meet your broker
MARIA DAVALOS
The Queen of Lending and Real Estate
California DRE #01777691 · NMLS #2181805
Explore your next move with Maria, whether you are buying, selling or considering financing.
Call Maria · (661) 340-8283